Market Overview
Home Prices in Pearlington, MS
The median home value in Pearlington, MS is $157,306 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pearlington are priced62% below average. Pearlington is part of the Gulfport-Biloxi, MS metro area.
Over the past five years, Pearlington home values have fallen by approximately3.1%, reflecting softening conditions in this market.
Price History
Pearlington Home Price Trend
City Comparison
Pearlington vs. National Median
At $157,306, homes in Pearlington cost 62% below the national median of $410,000. This makes Pearlington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pearlington?
20% Down Payment
$31,461
on $157,306
Monthly P&I
$820/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,041/mo
incl. taxes & insurance
Income Needed
$41,640
gross annual (30% rule)
10% Down Option
$15,731
+ PMI applies
Loan Amount (20% dn)
$125,845
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pearlington, MS?
The median home value in Pearlington is $157,306 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Pearlington?
Over the past year, home values in Pearlington have increased by 0.3%. Over five years, prices have fallen approximately 3.1%.
How much do I need to earn to buy a home in Pearlington?
To comfortably afford the median home price of $157,306 with a 20% down payment ($31,461) at today's rates (6.8%), you'd need a gross annual income of approximately $41,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Pearlington compare to the national average home price?
The national median home value is approximately $410,000. At $157,306, homes in Pearlington are 62% below the national average.
What metro area is Pearlington part of?
Pearlington is part of the Gulfport-Biloxi, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.