📍 Prairie, MS · Zillow ZHVI · July 2026

Average Home Price in
Prairie, MS

West Point, MS metro area · Clay County County

Median Home Value
$130,714
↓ 7.3% year-over-year
vs. National Median
$410,000
Prairie is 68% below
Est. Monthly Payment
$682/mo
20% down · 6.8% rate
Income Needed
$35K
gross annual (30% rule)
Median Home Value
$130,714
↓ 7.3% year-over-year

Down Payment (20%)$26,143
Monthly P&I$682/mo
With Taxes & Ins.~$866/mo
Income Needed$34,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Prairie, MS

The median home value in Prairie, MS is $130,714 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.3% compared to a year ago and down 4.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Prairie are priced68% below average. Prairie is part of the West Point, MS metro area.

Over the past five years, Prairie home values have fallen by approximately16.8%, reflecting softening conditions in this market.

City Comparison

Prairie vs. National Median

🏠 Prairie
$130,714
National Median
$410,000

At $130,714, homes in Prairie cost 68% below the national median of $410,000. This makes Prairie a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Prairie?

20% Down Payment
$26,143
on $130,714
Monthly P&I
$682/mo
30-yr @ 6.8%
Total Monthly Est.
~$866/mo
incl. taxes & insurance
Income Needed
$34,640
gross annual (30% rule)
10% Down Option
$13,071
+ PMI applies
Loan Amount (20% dn)
$104,571
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Prairie, MS?
The median home value in Prairie is $130,714 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.3% year-over-year.
How much have home prices changed in Prairie?
Over the past year, home values in Prairie have decreased by 7.3%. Over five years, prices have fallen approximately 16.8%.
How much do I need to earn to buy a home in Prairie?
To comfortably afford the median home price of $130,714 with a 20% down payment ($26,143) at today's rates (6.8%), you'd need a gross annual income of approximately $34,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Prairie compare to the national average home price?
The national median home value is approximately $410,000. At $130,714, homes in Prairie are 68% below the national average.
What metro area is Prairie part of?
Prairie is part of the West Point, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.