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📍 Ruleville, MS · Zillow ZHVI · July 2026

Average Home Price in
Ruleville, MS

Indianola, MS metro area · Sunflower County County

Median Home Value
$81,329
↓ 4.4% year-over-year
vs. National Median
$410,000
Ruleville is 80% below
Est. Monthly Payment
$424/mo
20% down · 6.8% rate
Income Needed
$22K
gross annual (30% rule)
Median Home Value
$81,329
↓ 4.4% year-over-year
Down Payment (20%)$16,266
Monthly P&I$424/mo
With Taxes & Ins.~$538/mo
Income Needed$21,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ruleville, MS

The median home value in Ruleville, MS is $81,329 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.4% compared to a year ago and down 8.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ruleville are priced80% below average. Ruleville is part of the Indianola, MS metro area.

City Comparison

Ruleville vs. National Median

🏠 Ruleville
$81,329
National Median
$410,000

At $81,329, homes in Ruleville cost 80% below the national median of $410,000. This makes Ruleville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ruleville?

20% Down Payment
$16,266
on $81,329
Monthly P&I
$424/mo
30-yr @ 6.8%
Total Monthly Est.
~$538/mo
incl. taxes & insurance
Income Needed
$21,520
gross annual (30% rule)
10% Down Option
$8,133
+ PMI applies
Loan Amount (20% dn)
$65,063
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ruleville, MS?
The median home value in Ruleville is $81,329 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.4% year-over-year.
How much have home prices changed in Ruleville?
Over the past year, home values in Ruleville have decreased by 4.4%.
How much do I need to earn to buy a home in Ruleville?
To comfortably afford the median home price of $81,329 with a 20% down payment ($16,266) at today's rates (6.8%), you'd need a gross annual income of approximately $21,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Ruleville compare to the national average home price?
The national median home value is approximately $410,000. At $81,329, homes in Ruleville are 80% below the national average.
What metro area is Ruleville part of?
Ruleville is part of the Indianola, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.