Market Overview
Home Prices in Saltillo, MS
The median home value in Saltillo, MS is $248,256 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saltillo are priced39% below average. Saltillo is part of the Tupelo, MS metro area.
Over the past five years, Saltillo home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.
Price History
Saltillo Home Price Trend
City Comparison
Saltillo vs. National Median
At $248,256, homes in Saltillo cost 39% below the national median of $410,000. This makes Saltillo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saltillo?
20% Down Payment
$49,651
on $248,256
Monthly P&I
$1,295/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,645/mo
incl. taxes & insurance
Income Needed
$65,800
gross annual (30% rule)
10% Down Option
$24,826
+ PMI applies
Loan Amount (20% dn)
$198,605
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saltillo, MS?
The median home value in Saltillo is $248,256 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Saltillo?
Over the past year, home values in Saltillo have increased by 5.2%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in Saltillo?
To comfortably afford the median home price of $248,256 with a 20% down payment ($49,651) at today's rates (6.8%), you'd need a gross annual income of approximately $65,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Saltillo compare to the national average home price?
The national median home value is approximately $410,000. At $248,256, homes in Saltillo are 39% below the national average.
What metro area is Saltillo part of?
Saltillo is part of the Tupelo, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.