Market Overview
Home Prices in Shubuta, MS
The median home value in Shubuta, MS is $98,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shubuta are priced76% below average. Shubuta is part of the Meridian, MS metro area.
Over the past five years, Shubuta home values have fallen by approximately11.9%, reflecting softening conditions in this market.
Price History
Shubuta Home Price Trend
City Comparison
Shubuta vs. National Median
At $98,283, homes in Shubuta cost 76% below the national median of $410,000. This makes Shubuta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shubuta?
20% Down Payment
$19,657
on $98,283
Monthly P&I
$513/mo
30-yr @ 6.8%
Total Monthly Est.
~$652/mo
incl. taxes & insurance
Income Needed
$26,080
gross annual (30% rule)
10% Down Option
$9,828
+ PMI applies
Loan Amount (20% dn)
$78,626
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shubuta, MS?
The median home value in Shubuta is $98,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Shubuta?
Over the past year, home values in Shubuta have increased by 0.6%. Over five years, prices have fallen approximately 11.9%.
How much do I need to earn to buy a home in Shubuta?
To comfortably afford the median home price of $98,283 with a 20% down payment ($19,657) at today's rates (6.8%), you'd need a gross annual income of approximately $26,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Shubuta compare to the national average home price?
The national median home value is approximately $410,000. At $98,283, homes in Shubuta are 76% below the national average.
What metro area is Shubuta part of?
Shubuta is part of the Meridian, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.