Market Overview
Home Prices in Smithdale, MS
The median home value in Smithdale, MS is $187,320 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smithdale are priced54% below average.
Over the past five years, Smithdale home values have fallen by approximately1.4%, reflecting softening conditions in this market.
Price History
Smithdale Home Price Trend
2020
$168,781
$169K
—
2021
$189,990
$190K
+12.6%
2022
$198,774
$199K
+4.6%
2023
$179,794
$180K
-9.5%
2024
$187,133
$187K
+4.1%
2025
$189,402
$189K
+1.2%
2026
$187,320
$187K
-1.1%
City Comparison
Smithdale vs. National Median
🏠 Smithdale
$187,320
National Median
$410,000
At $187,320, homes in Smithdale cost 54% below the national median of $410,000. This makes Smithdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smithdale?
20% Down Payment
$37,464
on $187,320
Monthly P&I
$977/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,241/mo
incl. taxes & insurance
Income Needed
$49,640
gross annual (30% rule)
10% Down Option
$18,732
+ PMI applies
Loan Amount (20% dn)
$149,856
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smithdale, MS?
The median home value in Smithdale is $187,320 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Smithdale?
Over the past year, home values in Smithdale have decreased by 1.1%. Over five years, prices have fallen approximately 1.4%.
How much do I need to earn to buy a home in Smithdale?
To comfortably afford the median home price of $187,320 with a 20% down payment ($37,464) at today's rates (6.8%), you'd need a gross annual income of approximately $49,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Smithdale compare to the national average home price?
The national median home value is approximately $410,000. At $187,320, homes in Smithdale are 54% below the national average.