Market Overview
Home Prices in Starkville, MS
The median home value in Starkville, MS is $286,098 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Starkville are priced30% below average. Starkville is part of the Starkville, MS metro area.
Over the past five years, Starkville home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Starkville Home Price Trend
City Comparison
Starkville vs. National Median
At $286,098, homes in Starkville cost 30% below the national median of $410,000. This makes Starkville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Starkville?
20% Down Payment
$57,220
on $286,098
Monthly P&I
$1,492/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,895/mo
incl. taxes & insurance
Income Needed
$75,800
gross annual (30% rule)
10% Down Option
$28,610
+ PMI applies
Loan Amount (20% dn)
$228,878
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Starkville, MS?
The median home value in Starkville is $286,098 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Starkville?
Over the past year, home values in Starkville have increased by 2%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Starkville?
To comfortably afford the median home price of $286,098 with a 20% down payment ($57,220) at today's rates (6.8%), you'd need a gross annual income of approximately $75,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Starkville compare to the national average home price?
The national median home value is approximately $410,000. At $286,098, homes in Starkville are 30% below the national average.
What metro area is Starkville part of?
Starkville is part of the Starkville, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.