Market Overview
Home Prices in Stewart, MS
The median home value in Stewart, MS is $157,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.4% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stewart are priced61% below average. Stewart is part of the Starkville, MS metro area.
Over the past five years, Stewart home values have fallen by approximately4.9%, reflecting softening conditions in this market.
Price History
Stewart Home Price Trend
City Comparison
Stewart vs. National Median
At $157,872, homes in Stewart cost 61% below the national median of $410,000. This makes Stewart a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stewart?
20% Down Payment
$31,574
on $157,872
Monthly P&I
$823/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,045/mo
incl. taxes & insurance
Income Needed
$41,800
gross annual (30% rule)
10% Down Option
$15,787
+ PMI applies
Loan Amount (20% dn)
$126,298
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stewart, MS?
The median home value in Stewart is $157,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.4% year-over-year.
How much have home prices changed in Stewart?
Over the past year, home values in Stewart have decreased by 5.4%. Over five years, prices have fallen approximately 4.9%.
How much do I need to earn to buy a home in Stewart?
To comfortably afford the median home price of $157,872 with a 20% down payment ($31,574) at today's rates (6.8%), you'd need a gross annual income of approximately $41,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Stewart compare to the national average home price?
The national median home value is approximately $410,000. At $157,872, homes in Stewart are 61% below the national average.
What metro area is Stewart part of?
Stewart is part of the Starkville, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.