Market Overview
Home Prices in Tchula, MS
The median home value in Tchula, MS is $75,993 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 19.5% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tchula are priced81% below average. Tchula is part of the Jackson, MS metro area.
Over the past five years, Tchula home values have fallen by approximately41.3%, reflecting softening conditions in this market.
Price History
Tchula Home Price Trend
2021
$129,510
$130K
—
2022
$138,331
$138K
+6.8%
2023
$105,674
$106K
-23.6%
2024
$94,451
$94K
-10.6%
2025
$94,452
$94K
+0.0%
2026
$75,993
$76K
-19.5%
City Comparison
Tchula vs. National Median
🏠 Tchula
$75,993
National Median
$410,000
At $75,993, homes in Tchula cost 81% below the national median of $410,000. This makes Tchula a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tchula?
20% Down Payment
$15,199
on $75,993
Monthly P&I
$396/mo
30-yr @ 6.8%
Total Monthly Est.
~$503/mo
incl. taxes & insurance
Income Needed
$20,120
gross annual (30% rule)
10% Down Option
$7,599
+ PMI applies
Loan Amount (20% dn)
$60,794
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tchula, MS?
The median home value in Tchula is $75,993 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 19.5% year-over-year.
How much have home prices changed in Tchula?
Over the past year, home values in Tchula have decreased by 19.5%. Over five years, prices have fallen approximately 41.3%.
How much do I need to earn to buy a home in Tchula?
To comfortably afford the median home price of $75,993 with a 20% down payment ($15,199) at today's rates (6.8%), you'd need a gross annual income of approximately $20,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Tchula compare to the national average home price?
The national median home value is approximately $410,000. At $75,993, homes in Tchula are 81% below the national average.
What metro area is Tchula part of?
Tchula is part of the Jackson, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.