Market Overview
Home Prices in Tupelo, MS
The median home value in Tupelo, MS is $217,619 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tupelo are priced47% below average. Tupelo is part of the Tupelo, MS metro area.
Over the past five years, Tupelo home values have risen by approximately31.7%, reflecting strong long-term appreciation in this market.
Price History
Tupelo Home Price Trend
2020
$148,302
$148K
—
2021
$165,195
$165K
+11.4%
2022
$184,281
$184K
+11.6%
2023
$192,399
$192K
+4.4%
2024
$196,398
$196K
+2.1%
2025
$206,197
$206K
+5.0%
2026
$217,619
$218K
+5.5%
City Comparison
Tupelo vs. National Median
🏠 Tupelo
$217,619
National Median
$410,000
At $217,619, homes in Tupelo cost 47% below the national median of $410,000. This makes Tupelo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tupelo?
20% Down Payment
$43,524
on $217,619
Monthly P&I
$1,135/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,441/mo
incl. taxes & insurance
Income Needed
$57,640
gross annual (30% rule)
10% Down Option
$21,762
+ PMI applies
Loan Amount (20% dn)
$174,095
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tupelo, MS?
The median home value in Tupelo is $217,619 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Tupelo?
Over the past year, home values in Tupelo have increased by 5.5%. Over five years, prices have risen approximately 31.7%.
How much do I need to earn to buy a home in Tupelo?
To comfortably afford the median home price of $217,619 with a 20% down payment ($43,524) at today's rates (6.8%), you'd need a gross annual income of approximately $57,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Tupelo compare to the national average home price?
The national median home value is approximately $410,000. At $217,619, homes in Tupelo are 47% below the national average.
What metro area is Tupelo part of?
Tupelo is part of the Tupelo, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.