Market Overview
Home Prices in Union Church, MS
The median home value in Union Church, MS is $154,406 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.9% compared to a year ago and down 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union Church are priced62% below average. Union Church is part of the Brookhaven, MS metro area.
Over the past five years, Union Church home values have fallen by approximately13.6%, reflecting softening conditions in this market.
Price History
Union Church Home Price Trend
City Comparison
Union Church vs. National Median
At $154,406, homes in Union Church cost 62% below the national median of $410,000. This makes Union Church a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Union Church?
20% Down Payment
$30,881
on $154,406
Monthly P&I
$805/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,022/mo
incl. taxes & insurance
Income Needed
$40,880
gross annual (30% rule)
10% Down Option
$15,441
+ PMI applies
Loan Amount (20% dn)
$123,525
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union Church, MS?
The median home value in Union Church is $154,406 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.9% year-over-year.
How much have home prices changed in Union Church?
Over the past year, home values in Union Church have decreased by 6.9%. Over five years, prices have fallen approximately 13.6%.
How much do I need to earn to buy a home in Union Church?
To comfortably afford the median home price of $154,406 with a 20% down payment ($30,881) at today's rates (6.8%), you'd need a gross annual income of approximately $40,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Union Church compare to the national average home price?
The national median home value is approximately $410,000. At $154,406, homes in Union Church are 62% below the national average.
What metro area is Union Church part of?
Union Church is part of the Brookhaven, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.