📍 Waynesboro, MS · Zillow ZHVI · July 2026

Average Home Price in
Waynesboro, MS

Wayne County County

Median Home Value
$154,483
↑ 14% year-over-year
vs. National Median
$410,000
Waynesboro is 62% below
Est. Monthly Payment
$806/mo
20% down · 6.8% rate
Income Needed
$41K
gross annual (30% rule)
Median Home Value
$154,483
↑ 14% year-over-year

Down Payment (20%)$30,897
Monthly P&I$806/mo
With Taxes & Ins.~$1,024/mo
Income Needed$40,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Waynesboro, MS

The median home value in Waynesboro, MS is $154,483 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14% compared to a year ago and down 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Waynesboro are priced62% below average.

Over the past five years, Waynesboro home values have risen by approximately13.2%, reflecting steady appreciation in this market.

City Comparison

Waynesboro vs. National Median

🏠 Waynesboro
$154,483
National Median
$410,000

At $154,483, homes in Waynesboro cost 62% below the national median of $410,000. This makes Waynesboro a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Waynesboro?

20% Down Payment
$30,897
on $154,483
Monthly P&I
$806/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,024/mo
incl. taxes & insurance
Income Needed
$40,960
gross annual (30% rule)
10% Down Option
$15,448
+ PMI applies
Loan Amount (20% dn)
$123,586
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Waynesboro, MS?
The median home value in Waynesboro is $154,483 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14% year-over-year.
How much have home prices changed in Waynesboro?
Over the past year, home values in Waynesboro have increased by 14%. Over five years, prices have risen approximately 13.2%.
How much do I need to earn to buy a home in Waynesboro?
To comfortably afford the median home price of $154,483 with a 20% down payment ($30,897) at today's rates (6.8%), you'd need a gross annual income of approximately $40,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Waynesboro compare to the national average home price?
The national median home value is approximately $410,000. At $154,483, homes in Waynesboro are 62% below the national average.