Market Overview
Home Prices in Belt, MT
The median home value in Belt, MT is $403,371 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 12.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belt are priced2% below average. Belt is part of the Great Falls, MT metro area.
Over the past five years, Belt home values have risen by approximately62.8%, reflecting strong long-term appreciation in this market.
Price History
Belt Home Price Trend
2020
$208,404
$208K
—
2021
$247,736
$248K
+18.9%
2022
$315,972
$316K
+27.5%
2023
$317,859
$318K
+0.6%
2024
$343,045
$343K
+7.9%
2025
$385,795
$386K
+12.5%
2026
$403,371
$403K
+4.6%
City Comparison
Belt vs. National Median
🏠 Belt
$403,371
National Median
$410,000
At $403,371, homes in Belt cost 2% below the national median of $410,000. This makes Belt a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belt?
20% Down Payment
$80,674
on $403,371
Monthly P&I
$2,104/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,672/mo
incl. taxes & insurance
Income Needed
$106,880
gross annual (30% rule)
10% Down Option
$40,337
+ PMI applies
Loan Amount (20% dn)
$322,697
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belt, MT?
The median home value in Belt is $403,371 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Belt?
Over the past year, home values in Belt have increased by 4.6%. Over five years, prices have risen approximately 62.8%.
How much do I need to earn to buy a home in Belt?
To comfortably afford the median home price of $403,371 with a 20% down payment ($80,674) at today's rates (6.8%), you'd need a gross annual income of approximately $106,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Belt compare to the national average home price?
The national median home value is approximately $410,000. At $403,371, homes in Belt are 2% below the national average.
What metro area is Belt part of?
Belt is part of the Great Falls, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.