📍 Big Sky, MT · Zillow ZHVI · July 2026

Average Home Price in
Big Sky, MT

Bozeman, MT metro area · Gallatin County County

Median Home Value
$1,869,170
↑ 2.7% year-over-year
vs. National Median
$410,000
Big Sky is 356% above
Est. Monthly Payment
$9,748/mo
20% down · 6.8% rate
Income Needed
$495K
gross annual (30% rule)
Median Home Value
$1,869,170
↑ 2.7% year-over-year

Down Payment (20%)$373,834
Monthly P&I$9,748/mo
With Taxes & Ins.~$12,380/mo
Income Needed$495,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Big Sky, MT

The median home value in Big Sky, MT is $1,869,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Big Sky are priced356% above average. Big Sky is part of the Bozeman, MT metro area.

Over the past five years, Big Sky home values have risen by approximately27.2%, reflecting strong long-term appreciation in this market.

City Comparison

Big Sky vs. National Median

🏠 Big Sky
$1,869,170
National Median
$410,000

At $1,869,170, homes in Big Sky cost 356% above the national median of $410,000. Buyers in Big Sky should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Big Sky?

20% Down Payment
$373,834
on $1,869,170
Monthly P&I
$9,748/mo
30-yr @ 6.8%
Total Monthly Est.
~$12,380/mo
incl. taxes & insurance
Income Needed
$495,200
gross annual (30% rule)
10% Down Option
$186,917
+ PMI applies
Loan Amount (20% dn)
$1,495,336
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Big Sky, MT?
The median home value in Big Sky is $1,869,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Big Sky?
Over the past year, home values in Big Sky have increased by 2.7%. Over five years, prices have risen approximately 27.2%.
How much do I need to earn to buy a home in Big Sky?
To comfortably afford the median home price of $1,869,170 with a 20% down payment ($373,834) at today's rates (6.8%), you'd need a gross annual income of approximately $495,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Big Sky compare to the national average home price?
The national median home value is approximately $410,000. At $1,869,170, homes in Big Sky are 356% above the national average.
What metro area is Big Sky part of?
Big Sky is part of the Bozeman, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.