Market Overview
Home Prices in Boulder, MT
The median home value in Boulder, MT is $355,878 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Boulder are priced13% below average. Boulder is part of the Helena, MT metro area.
Over the past five years, Boulder home values have risen by approximately41.8%, reflecting strong long-term appreciation in this market.
Price History
Boulder Home Price Trend
City Comparison
Boulder vs. National Median
At $355,878, homes in Boulder cost 13% below the national median of $410,000. This makes Boulder a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Boulder?
20% Down Payment
$71,176
on $355,878
Monthly P&I
$1,856/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,357/mo
incl. taxes & insurance
Income Needed
$94,280
gross annual (30% rule)
10% Down Option
$35,588
+ PMI applies
Loan Amount (20% dn)
$284,702
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Boulder, MT?
The median home value in Boulder is $355,878 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Boulder?
Over the past year, home values in Boulder have increased by 5.4%. Over five years, prices have risen approximately 41.8%.
How much do I need to earn to buy a home in Boulder?
To comfortably afford the median home price of $355,878 with a 20% down payment ($71,176) at today's rates (6.8%), you'd need a gross annual income of approximately $94,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Boulder compare to the national average home price?
The national median home value is approximately $410,000. At $355,878, homes in Boulder are 13% below the national average.
What metro area is Boulder part of?
Boulder is part of the Helena, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.