Market Overview
Home Prices in Circle, MT
The median home value in Circle, MT is $266,395 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9% compared to a year ago and up 13.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Circle are priced35% below average.
Over the past five years, Circle home values have risen by approximately70.7%, reflecting strong long-term appreciation in this market.
Price History
Circle Home Price Trend
2020
$125,210
$125K
—
2021
$156,018
$156K
+24.6%
2022
$193,071
$193K
+23.7%
2023
$192,730
$193K
-0.2%
2024
$215,680
$216K
+11.9%
2025
$244,295
$244K
+13.3%
2026
$266,395
$266K
+9.0%
City Comparison
Circle vs. National Median
🏠 Circle
$266,395
National Median
$410,000
At $266,395, homes in Circle cost 35% below the national median of $410,000. This makes Circle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Circle?
20% Down Payment
$53,279
on $266,395
Monthly P&I
$1,389/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,764/mo
incl. taxes & insurance
Income Needed
$70,560
gross annual (30% rule)
10% Down Option
$26,640
+ PMI applies
Loan Amount (20% dn)
$213,116
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Circle, MT?
The median home value in Circle is $266,395 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9% year-over-year.
How much have home prices changed in Circle?
Over the past year, home values in Circle have increased by 9%. Over five years, prices have risen approximately 70.7%.
How much do I need to earn to buy a home in Circle?
To comfortably afford the median home price of $266,395 with a 20% down payment ($53,279) at today's rates (6.8%), you'd need a gross annual income of approximately $70,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Circle compare to the national average home price?
The national median home value is approximately $410,000. At $266,395, homes in Circle are 35% below the national average.