Market Overview
Home Prices in Clancy, MT
The median home value in Clancy, MT is $644,775 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clancy are priced57% above average. Clancy is part of the Helena, MT metro area.
Over the past five years, Clancy home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.
Price History
Clancy Home Price Trend
City Comparison
Clancy vs. National Median
At $644,775, homes in Clancy cost 57% above the national median of $410,000. Buyers in Clancy should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Clancy?
20% Down Payment
$128,955
on $644,775
Monthly P&I
$3,363/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,271/mo
incl. taxes & insurance
Income Needed
$170,840
gross annual (30% rule)
10% Down Option
$64,478
+ PMI applies
Loan Amount (20% dn)
$515,820
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clancy, MT?
The median home value in Clancy is $644,775 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Clancy?
Over the past year, home values in Clancy have increased by 3.8%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Clancy?
To comfortably afford the median home price of $644,775 with a 20% down payment ($128,955) at today's rates (6.8%), you'd need a gross annual income of approximately $170,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Clancy compare to the national average home price?
The national median home value is approximately $410,000. At $644,775, homes in Clancy are 57% above the national average.
What metro area is Clancy part of?
Clancy is part of the Helena, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.