📍 Conrad, MT · Zillow ZHVI · July 2026

Average Home Price in
Conrad, MT

Pondera County County

Median Home Value
$262,157
↑ 13.2% year-over-year
vs. National Median
$410,000
Conrad is 36% below
Est. Monthly Payment
$1,367/mo
20% down · 6.8% rate
Income Needed
$69K
gross annual (30% rule)
Median Home Value
$262,157
↑ 13.2% year-over-year

Down Payment (20%)$52,431
Monthly P&I$1,367/mo
With Taxes & Ins.~$1,736/mo
Income Needed$69,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Conrad, MT

The median home value in Conrad, MT is $262,157 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.2% compared to a year ago and up 3.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Conrad are priced36% below average.

Over the past five years, Conrad home values have risen by approximately54.4%, reflecting strong long-term appreciation in this market.

City Comparison

Conrad vs. National Median

🏠 Conrad
$262,157
National Median
$410,000

At $262,157, homes in Conrad cost 36% below the national median of $410,000. This makes Conrad a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Conrad?

20% Down Payment
$52,431
on $262,157
Monthly P&I
$1,367/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,736/mo
incl. taxes & insurance
Income Needed
$69,440
gross annual (30% rule)
10% Down Option
$26,216
+ PMI applies
Loan Amount (20% dn)
$209,726
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Conrad, MT?
The median home value in Conrad is $262,157 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.2% year-over-year.
How much have home prices changed in Conrad?
Over the past year, home values in Conrad have increased by 13.2%. Over five years, prices have risen approximately 54.4%.
How much do I need to earn to buy a home in Conrad?
To comfortably afford the median home price of $262,157 with a 20% down payment ($52,431) at today's rates (6.8%), you'd need a gross annual income of approximately $69,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Conrad compare to the national average home price?
The national median home value is approximately $410,000. At $262,157, homes in Conrad are 36% below the national average.