Market Overview
Home Prices in Culbertson, MT
The median home value in Culbertson, MT is $190,960 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.5% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Culbertson are priced53% below average.
Over the past five years, Culbertson home values have risen by approximately33.9%, reflecting strong long-term appreciation in this market.
Price History
Culbertson Home Price Trend
2020
$114,498
$114K
—
2021
$142,594
$143K
+24.5%
2022
$173,431
$173K
+21.6%
2023
$180,238
$180K
+3.9%
2024
$180,735
$181K
+0.3%
2025
$174,406
$174K
-3.5%
2026
$190,960
$191K
+9.5%
City Comparison
Culbertson vs. National Median
🏠 Culbertson
$190,960
National Median
$410,000
At $190,960, homes in Culbertson cost 53% below the national median of $410,000. This makes Culbertson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Culbertson?
20% Down Payment
$38,192
on $190,960
Monthly P&I
$996/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,265/mo
incl. taxes & insurance
Income Needed
$50,600
gross annual (30% rule)
10% Down Option
$19,096
+ PMI applies
Loan Amount (20% dn)
$152,768
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Culbertson, MT?
The median home value in Culbertson is $190,960 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.5% year-over-year.
How much have home prices changed in Culbertson?
Over the past year, home values in Culbertson have increased by 9.5%. Over five years, prices have risen approximately 33.9%.
How much do I need to earn to buy a home in Culbertson?
To comfortably afford the median home price of $190,960 with a 20% down payment ($38,192) at today's rates (6.8%), you'd need a gross annual income of approximately $50,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Culbertson compare to the national average home price?
The national median home value is approximately $410,000. At $190,960, homes in Culbertson are 53% below the national average.