Market Overview
Home Prices in Darby, MT
The median home value in Darby, MT is $584,485 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Darby are priced43% above average.
Over the past five years, Darby home values have risen by approximately23.4%, reflecting strong long-term appreciation in this market.
Price History
Darby Home Price Trend
2020
$342,642
$343K
—
2021
$473,657
$474K
+38.2%
2022
$632,142
$632K
+33.5%
2023
$567,619
$568K
-10.2%
2024
$575,233
$575K
+1.3%
2025
$579,906
$580K
+0.8%
2026
$584,485
$584K
+0.8%
City Comparison
Darby vs. National Median
🏠 Darby
$584,485
National Median
$410,000
At $584,485, homes in Darby cost 43% above the national median of $410,000. Buyers in Darby should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Darby?
20% Down Payment
$116,897
on $584,485
Monthly P&I
$3,048/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,871/mo
incl. taxes & insurance
Income Needed
$154,840
gross annual (30% rule)
10% Down Option
$58,449
+ PMI applies
Loan Amount (20% dn)
$467,588
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Darby, MT?
The median home value in Darby is $584,485 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Darby?
Over the past year, home values in Darby have increased by 0.8%. Over five years, prices have risen approximately 23.4%.
How much do I need to earn to buy a home in Darby?
To comfortably afford the median home price of $584,485 with a 20% down payment ($116,897) at today's rates (6.8%), you'd need a gross annual income of approximately $154,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Darby compare to the national average home price?
The national median home value is approximately $410,000. At $584,485, homes in Darby are 43% above the national average.