Market Overview
Home Prices in Eureka, MT
The median home value in Eureka, MT is $536,968 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eureka are priced31% above average.
Over the past five years, Eureka home values have risen by approximately44.7%, reflecting strong long-term appreciation in this market.
Price History
Eureka Home Price Trend
2020
$274,454
$274K
—
2021
$371,075
$371K
+35.2%
2022
$500,353
$500K
+34.8%
2023
$490,663
$491K
-1.9%
2024
$509,801
$510K
+3.9%
2025
$525,952
$526K
+3.2%
2026
$536,968
$537K
+2.1%
City Comparison
Eureka vs. National Median
🏠 Eureka
$536,968
National Median
$410,000
At $536,968, homes in Eureka cost 31% above the national median of $410,000. Buyers in Eureka should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Eureka?
20% Down Payment
$107,394
on $536,968
Monthly P&I
$2,801/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,557/mo
incl. taxes & insurance
Income Needed
$142,280
gross annual (30% rule)
10% Down Option
$53,697
+ PMI applies
Loan Amount (20% dn)
$429,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eureka, MT?
The median home value in Eureka is $536,968 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Eureka?
Over the past year, home values in Eureka have increased by 2.1%. Over five years, prices have risen approximately 44.7%.
How much do I need to earn to buy a home in Eureka?
To comfortably afford the median home price of $536,968 with a 20% down payment ($107,394) at today's rates (6.8%), you'd need a gross annual income of approximately $142,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Eureka compare to the national average home price?
The national median home value is approximately $410,000. At $536,968, homes in Eureka are 31% above the national average.