Market Overview
Home Prices in Goldcreek, MT
The median home value in Goldcreek, MT is $338,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Goldcreek are priced17% below average.
Over the past five years, Goldcreek home values have risen by approximately28.8%, reflecting strong long-term appreciation in this market.
Price History
Goldcreek Home Price Trend
2020
$201,012
$201K
—
2021
$263,112
$263K
+30.9%
2022
$331,292
$331K
+25.9%
2023
$316,345
$316K
-4.5%
2024
$331,388
$331K
+4.8%
2025
$338,908
$339K
+2.3%
2026
$338,850
$339K
+-0.0%
City Comparison
Goldcreek vs. National Median
🏠 Goldcreek
$338,850
National Median
$410,000
At $338,850, homes in Goldcreek cost 17% below the national median of $410,000. This makes Goldcreek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Goldcreek?
20% Down Payment
$67,770
on $338,850
Monthly P&I
$1,767/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,244/mo
incl. taxes & insurance
Income Needed
$89,760
gross annual (30% rule)
10% Down Option
$33,885
+ PMI applies
Loan Amount (20% dn)
$271,080
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Goldcreek, MT?
The median home value in Goldcreek is $338,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Goldcreek?
Over the past year, home values in Goldcreek have increased by 0%. Over five years, prices have risen approximately 28.8%.
How much do I need to earn to buy a home in Goldcreek?
To comfortably afford the median home price of $338,850 with a 20% down payment ($67,770) at today's rates (6.8%), you'd need a gross annual income of approximately $89,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Goldcreek compare to the national average home price?
The national median home value is approximately $410,000. At $338,850, homes in Goldcreek are 17% below the national average.