Market Overview
Home Prices in Harlowton, MT
The median home value in Harlowton, MT is $170,297 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and down 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harlowton are priced58% below average.
Over the past five years, Harlowton home values have risen by approximately31.7%, reflecting strong long-term appreciation in this market.
Price History
Harlowton Home Price Trend
2020
$100,842
$101K
—
2021
$129,274
$129K
+28.2%
2022
$151,387
$151K
+17.1%
2023
$162,237
$162K
+7.2%
2024
$166,947
$167K
+2.9%
2025
$159,982
$160K
-4.2%
2026
$170,297
$170K
+6.4%
City Comparison
Harlowton vs. National Median
🏠 Harlowton
$170,297
National Median
$410,000
At $170,297, homes in Harlowton cost 58% below the national median of $410,000. This makes Harlowton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harlowton?
20% Down Payment
$34,059
on $170,297
Monthly P&I
$888/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,128/mo
incl. taxes & insurance
Income Needed
$45,120
gross annual (30% rule)
10% Down Option
$17,030
+ PMI applies
Loan Amount (20% dn)
$136,238
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harlowton, MT?
The median home value in Harlowton is $170,297 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Harlowton?
Over the past year, home values in Harlowton have increased by 6.4%. Over five years, prices have risen approximately 31.7%.
How much do I need to earn to buy a home in Harlowton?
To comfortably afford the median home price of $170,297 with a 20% down payment ($34,059) at today's rates (6.8%), you'd need a gross annual income of approximately $45,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Harlowton compare to the national average home price?
The national median home value is approximately $410,000. At $170,297, homes in Harlowton are 58% below the national average.