Market Overview
Home Prices in Havre, MT
The median home value in Havre, MT is $239,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Havre are priced42% below average.
Over the past five years, Havre home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
Havre Home Price Trend
2020
$157,492
$157K
—
2021
$190,143
$190K
+20.7%
2022
$220,273
$220K
+15.8%
2023
$211,772
$212K
-3.9%
2024
$215,119
$215K
+1.6%
2025
$222,443
$222K
+3.4%
2026
$239,673
$240K
+7.7%
City Comparison
Havre vs. National Median
🏠 Havre
$239,673
National Median
$410,000
At $239,673, homes in Havre cost 42% below the national median of $410,000. This makes Havre a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Havre?
20% Down Payment
$47,935
on $239,673
Monthly P&I
$1,250/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,588/mo
incl. taxes & insurance
Income Needed
$63,520
gross annual (30% rule)
10% Down Option
$23,967
+ PMI applies
Loan Amount (20% dn)
$191,738
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Havre, MT?
The median home value in Havre is $239,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Havre?
Over the past year, home values in Havre have increased by 7.7%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Havre?
To comfortably afford the median home price of $239,673 with a 20% down payment ($47,935) at today's rates (6.8%), you'd need a gross annual income of approximately $63,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Havre compare to the national average home price?
The national median home value is approximately $410,000. At $239,673, homes in Havre are 42% below the national average.