Market Overview
Home Prices in Joplin, MT
The median home value in Joplin, MT is $207,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Joplin are priced49% below average.
Over the past five years, Joplin home values have risen by approximately40.5%, reflecting strong long-term appreciation in this market.
Price History
Joplin Home Price Trend
2020
$124,442
$124K
—
2021
$147,871
$148K
+18.8%
2022
$184,425
$184K
+24.7%
2023
$182,622
$183K
-1.0%
2024
$189,317
$189K
+3.7%
2025
$198,371
$198K
+4.8%
2026
$207,776
$208K
+4.7%
City Comparison
Joplin vs. National Median
🏠 Joplin
$207,776
National Median
$410,000
At $207,776, homes in Joplin cost 49% below the national median of $410,000. This makes Joplin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Joplin?
20% Down Payment
$41,555
on $207,776
Monthly P&I
$1,084/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,377/mo
incl. taxes & insurance
Income Needed
$55,080
gross annual (30% rule)
10% Down Option
$20,778
+ PMI applies
Loan Amount (20% dn)
$166,221
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Joplin, MT?
The median home value in Joplin is $207,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Joplin?
Over the past year, home values in Joplin have increased by 4.7%. Over five years, prices have risen approximately 40.5%.
How much do I need to earn to buy a home in Joplin?
To comfortably afford the median home price of $207,776 with a 20% down payment ($41,555) at today's rates (6.8%), you'd need a gross annual income of approximately $55,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Joplin compare to the national average home price?
The national median home value is approximately $410,000. At $207,776, homes in Joplin are 49% below the national average.