Market Overview
Home Prices in Livingston, MT
The median home value in Livingston, MT is $545,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Livingston are priced33% above average.
Over the past five years, Livingston home values have risen by approximately20.3%, reflecting strong long-term appreciation in this market.
Price History
Livingston Home Price Trend
2020
$347,902
$348K
—
2021
$453,455
$453K
+30.3%
2022
$564,184
$564K
+24.4%
2023
$517,014
$517K
-8.4%
2024
$521,890
$522K
+0.9%
2025
$550,989
$551K
+5.6%
2026
$545,296
$545K
-1.0%
City Comparison
Livingston vs. National Median
🏠 Livingston
$545,296
National Median
$410,000
At $545,296, homes in Livingston cost 33% above the national median of $410,000. Buyers in Livingston should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Livingston?
20% Down Payment
$109,059
on $545,296
Monthly P&I
$2,844/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,612/mo
incl. taxes & insurance
Income Needed
$144,480
gross annual (30% rule)
10% Down Option
$54,530
+ PMI applies
Loan Amount (20% dn)
$436,237
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Livingston, MT?
The median home value in Livingston is $545,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Livingston?
Over the past year, home values in Livingston have decreased by 1%. Over five years, prices have risen approximately 20.3%.
How much do I need to earn to buy a home in Livingston?
To comfortably afford the median home price of $545,296 with a 20% down payment ($109,059) at today's rates (6.8%), you'd need a gross annual income of approximately $144,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Livingston compare to the national average home price?
The national median home value is approximately $410,000. At $545,296, homes in Livingston are 33% above the national average.