Market Overview
Home Prices in Lolo, MT
The median home value in Lolo, MT is $553,632 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lolo are priced35% above average. Lolo is part of the Missoula, MT metro area.
Over the past five years, Lolo home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Lolo Home Price Trend
2020
$335,048
$335K
—
2021
$437,933
$438K
+30.7%
2022
$540,720
$541K
+23.5%
2023
$516,732
$517K
-4.4%
2024
$539,071
$539K
+4.3%
2025
$545,028
$545K
+1.1%
2026
$553,632
$554K
+1.6%
City Comparison
Lolo vs. National Median
🏠 Lolo
$553,632
National Median
$410,000
At $553,632, homes in Lolo cost 35% above the national median of $410,000. Buyers in Lolo should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lolo?
20% Down Payment
$110,726
on $553,632
Monthly P&I
$2,887/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,666/mo
incl. taxes & insurance
Income Needed
$146,640
gross annual (30% rule)
10% Down Option
$55,363
+ PMI applies
Loan Amount (20% dn)
$442,906
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lolo, MT?
The median home value in Lolo is $553,632 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Lolo?
Over the past year, home values in Lolo have increased by 1.6%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Lolo?
To comfortably afford the median home price of $553,632 with a 20% down payment ($110,726) at today's rates (6.8%), you'd need a gross annual income of approximately $146,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Lolo compare to the national average home price?
The national median home value is approximately $410,000. At $553,632, homes in Lolo are 35% above the national average.
What metro area is Lolo part of?
Lolo is part of the Missoula, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.