Market Overview
Home Prices in Malta, MT
The median home value in Malta, MT is $251,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Malta are priced39% below average.
Over the past five years, Malta home values have risen by approximately35.6%, reflecting strong long-term appreciation in this market.
Price History
Malta Home Price Trend
2020
$149,568
$150K
—
2021
$185,862
$186K
+24.3%
2022
$217,985
$218K
+17.3%
2023
$220,506
$221K
+1.2%
2024
$235,196
$235K
+6.7%
2025
$243,264
$243K
+3.4%
2026
$251,937
$252K
+3.6%
City Comparison
Malta vs. National Median
🏠 Malta
$251,937
National Median
$410,000
At $251,937, homes in Malta cost 39% below the national median of $410,000. This makes Malta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Malta?
20% Down Payment
$50,387
on $251,937
Monthly P&I
$1,314/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,669/mo
incl. taxes & insurance
Income Needed
$66,760
gross annual (30% rule)
10% Down Option
$25,194
+ PMI applies
Loan Amount (20% dn)
$201,550
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Malta, MT?
The median home value in Malta is $251,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Malta?
Over the past year, home values in Malta have increased by 3.6%. Over five years, prices have risen approximately 35.6%.
How much do I need to earn to buy a home in Malta?
To comfortably afford the median home price of $251,937 with a 20% down payment ($50,387) at today's rates (6.8%), you'd need a gross annual income of approximately $66,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Malta compare to the national average home price?
The national median home value is approximately $410,000. At $251,937, homes in Malta are 39% below the national average.