Market Overview
Home Prices in Polaris, MT
The median home value in Polaris, MT is $454,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Polaris are priced11% above average.
Over the past five years, Polaris home values have risen by approximately35.0%, reflecting strong long-term appreciation in this market.
Price History
Polaris Home Price Trend
2020
$271,830
$272K
—
2021
$336,570
$337K
+23.8%
2022
$427,137
$427K
+26.9%
2023
$391,121
$391K
-8.4%
2024
$440,263
$440K
+12.6%
2025
$437,000
$437K
-0.7%
2026
$454,424
$454K
+4.0%
City Comparison
Polaris vs. National Median
🏠 Polaris
$454,424
National Median
$410,000
At $454,424, homes in Polaris cost 11% above the national median of $410,000. Buyers in Polaris should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Polaris?
20% Down Payment
$90,885
on $454,424
Monthly P&I
$2,370/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,010/mo
incl. taxes & insurance
Income Needed
$120,400
gross annual (30% rule)
10% Down Option
$45,442
+ PMI applies
Loan Amount (20% dn)
$363,539
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Polaris, MT?
The median home value in Polaris is $454,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Polaris?
Over the past year, home values in Polaris have increased by 4%. Over five years, prices have risen approximately 35.0%.
How much do I need to earn to buy a home in Polaris?
To comfortably afford the median home price of $454,424 with a 20% down payment ($90,885) at today's rates (6.8%), you'd need a gross annual income of approximately $120,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Polaris compare to the national average home price?
The national median home value is approximately $410,000. At $454,424, homes in Polaris are 11% above the national average.