Market Overview
Home Prices in Polson, MT
The median home value in Polson, MT is $579,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Polson are priced41% above average.
Over the past five years, Polson home values have risen by approximately34.0%, reflecting strong long-term appreciation in this market.
Price History
Polson Home Price Trend
2020
$320,608
$321K
—
2021
$432,507
$433K
+34.9%
2022
$572,121
$572K
+32.3%
2023
$545,272
$545K
-4.7%
2024
$574,539
$575K
+5.4%
2025
$577,824
$578K
+0.6%
2026
$579,581
$580K
+0.3%
City Comparison
Polson vs. National Median
🏠 Polson
$579,581
National Median
$410,000
At $579,581, homes in Polson cost 41% above the national median of $410,000. Buyers in Polson should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Polson?
20% Down Payment
$115,916
on $579,581
Monthly P&I
$3,023/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,839/mo
incl. taxes & insurance
Income Needed
$153,560
gross annual (30% rule)
10% Down Option
$57,958
+ PMI applies
Loan Amount (20% dn)
$463,665
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Polson, MT?
The median home value in Polson is $579,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Polson?
Over the past year, home values in Polson have increased by 0.3%. Over five years, prices have risen approximately 34.0%.
How much do I need to earn to buy a home in Polson?
To comfortably afford the median home price of $579,581 with a 20% down payment ($115,916) at today's rates (6.8%), you'd need a gross annual income of approximately $153,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Polson compare to the national average home price?
The national median home value is approximately $410,000. At $579,581, homes in Polson are 41% above the national average.