Market Overview
Home Prices in Proctor, MT
The median home value in Proctor, MT is $616,038 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Proctor are priced50% above average. Proctor is part of the Kalispell, MT metro area.
Over the past five years, Proctor home values have risen by approximately38.5%, reflecting strong long-term appreciation in this market.
Price History
Proctor Home Price Trend
City Comparison
Proctor vs. National Median
At $616,038, homes in Proctor cost 50% above the national median of $410,000. Buyers in Proctor should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Proctor?
20% Down Payment
$123,208
on $616,038
Monthly P&I
$3,213/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,081/mo
incl. taxes & insurance
Income Needed
$163,240
gross annual (30% rule)
10% Down Option
$61,604
+ PMI applies
Loan Amount (20% dn)
$492,830
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Proctor, MT?
The median home value in Proctor is $616,038 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Proctor?
Over the past year, home values in Proctor have increased by 1.1%. Over five years, prices have risen approximately 38.5%.
How much do I need to earn to buy a home in Proctor?
To comfortably afford the median home price of $616,038 with a 20% down payment ($123,208) at today's rates (6.8%), you'd need a gross annual income of approximately $163,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Proctor compare to the national average home price?
The national median home value is approximately $410,000. At $616,038, homes in Proctor are 50% above the national average.
What metro area is Proctor part of?
Proctor is part of the Kalispell, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.