Market Overview
Home Prices in Silver Gate, MT
The median home value in Silver Gate, MT is $752,405 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 11% from two years prior.
Compared to the U.S. national median of $410,000, homes in Silver Gate are priced84% above average.
Over the past five years, Silver Gate home values have risen by approximately32.8%, reflecting strong long-term appreciation in this market.
Price History
Silver Gate Home Price Trend
2020
$446,694
$447K
—
2021
$566,637
$567K
+26.9%
2022
$717,648
$718K
+26.7%
2023
$609,744
$610K
-15.0%
2024
$657,961
$658K
+7.9%
2025
$730,099
$730K
+11.0%
2026
$752,405
$752K
+3.1%
City Comparison
Silver Gate vs. National Median
🏠 Silver Gate
$752,405
National Median
$410,000
At $752,405, homes in Silver Gate cost 84% above the national median of $410,000. Buyers in Silver Gate should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Silver Gate?
20% Down Payment
$150,481
on $752,405
Monthly P&I
$3,924/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,983/mo
incl. taxes & insurance
Income Needed
$199,320
gross annual (30% rule)
10% Down Option
$75,241
+ PMI applies
Loan Amount (20% dn)
$601,924
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Silver Gate, MT?
The median home value in Silver Gate is $752,405 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Silver Gate?
Over the past year, home values in Silver Gate have increased by 3.1%. Over five years, prices have risen approximately 32.8%.
How much do I need to earn to buy a home in Silver Gate?
To comfortably afford the median home price of $752,405 with a 20% down payment ($150,481) at today's rates (6.8%), you'd need a gross annual income of approximately $199,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Silver Gate compare to the national average home price?
The national median home value is approximately $410,000. At $752,405, homes in Silver Gate are 84% above the national average.