Market Overview
Home Prices in Toston, MT
The median home value in Toston, MT is $462,234 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Toston are priced13% above average.
Over the past five years, Toston home values have risen by approximately58.1%, reflecting strong long-term appreciation in this market.
Price History
Toston Home Price Trend
2020
$222,558
$223K
—
2021
$292,318
$292K
+31.3%
2022
$386,441
$386K
+32.2%
2023
$370,531
$371K
-4.1%
2024
$417,658
$418K
+12.7%
2025
$450,380
$450K
+7.8%
2026
$462,234
$462K
+2.6%
City Comparison
Toston vs. National Median
🏠 Toston
$462,234
National Median
$410,000
At $462,234, homes in Toston cost 13% above the national median of $410,000. Buyers in Toston should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Toston?
20% Down Payment
$92,447
on $462,234
Monthly P&I
$2,411/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,062/mo
incl. taxes & insurance
Income Needed
$122,480
gross annual (30% rule)
10% Down Option
$46,223
+ PMI applies
Loan Amount (20% dn)
$369,787
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Toston, MT?
The median home value in Toston is $462,234 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Toston?
Over the past year, home values in Toston have increased by 2.6%. Over five years, prices have risen approximately 58.1%.
How much do I need to earn to buy a home in Toston?
To comfortably afford the median home price of $462,234 with a 20% down payment ($92,447) at today's rates (6.8%), you'd need a gross annual income of approximately $122,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Toston compare to the national average home price?
The national median home value is approximately $410,000. At $462,234, homes in Toston are 13% above the national average.