Market Overview
Home Prices in Townsend, MT
The median home value in Townsend, MT is $457,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Townsend are priced12% above average.
Over the past five years, Townsend home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.
Price History
Townsend Home Price Trend
2020
$262,311
$262K
—
2021
$337,897
$338K
+28.8%
2022
$425,478
$425K
+25.9%
2023
$414,432
$414K
-2.6%
2024
$449,056
$449K
+8.4%
2025
$460,137
$460K
+2.5%
2026
$457,210
$457K
-0.6%
City Comparison
Townsend vs. National Median
🏠 Townsend
$457,210
National Median
$410,000
At $457,210, homes in Townsend cost 12% above the national median of $410,000. Buyers in Townsend should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Townsend?
20% Down Payment
$91,442
on $457,210
Monthly P&I
$2,385/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,029/mo
incl. taxes & insurance
Income Needed
$121,160
gross annual (30% rule)
10% Down Option
$45,721
+ PMI applies
Loan Amount (20% dn)
$365,768
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Townsend, MT?
The median home value in Townsend is $457,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Townsend?
Over the past year, home values in Townsend have decreased by 0.6%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Townsend?
To comfortably afford the median home price of $457,210 with a 20% down payment ($91,442) at today's rates (6.8%), you'd need a gross annual income of approximately $121,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Townsend compare to the national average home price?
The national median home value is approximately $410,000. At $457,210, homes in Townsend are 12% above the national average.