Market Overview
Home Prices in Trout Creek, MT
The median home value in Trout Creek, MT is $602,910 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Trout Creek are priced47% above average.
Over the past five years, Trout Creek home values have risen by approximately32.6%, reflecting strong long-term appreciation in this market.
Price History
Trout Creek Home Price Trend
2020
$338,604
$339K
—
2021
$454,692
$455K
+34.3%
2022
$603,176
$603K
+32.7%
2023
$559,158
$559K
-7.3%
2024
$581,646
$582K
+4.0%
2025
$590,622
$591K
+1.5%
2026
$602,910
$603K
+2.1%
City Comparison
Trout Creek vs. National Median
🏠 Trout Creek
$602,910
National Median
$410,000
At $602,910, homes in Trout Creek cost 47% above the national median of $410,000. Buyers in Trout Creek should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Trout Creek?
20% Down Payment
$120,582
on $602,910
Monthly P&I
$3,144/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,993/mo
incl. taxes & insurance
Income Needed
$159,720
gross annual (30% rule)
10% Down Option
$60,291
+ PMI applies
Loan Amount (20% dn)
$482,328
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Trout Creek, MT?
The median home value in Trout Creek is $602,910 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Trout Creek?
Over the past year, home values in Trout Creek have increased by 2.1%. Over five years, prices have risen approximately 32.6%.
How much do I need to earn to buy a home in Trout Creek?
To comfortably afford the median home price of $602,910 with a 20% down payment ($120,582) at today's rates (6.8%), you'd need a gross annual income of approximately $159,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Trout Creek compare to the national average home price?
The national median home value is approximately $410,000. At $602,910, homes in Trout Creek are 47% above the national average.