Market Overview
Home Prices in White Sulphur Springs, MT
The median home value in White Sulphur Springs, MT is $328,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and up 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Sulphur Springs are priced20% below average.
Over the past five years, White Sulphur Springs home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.
Price History
White Sulphur Springs Home Price Trend
City Comparison
White Sulphur Springs vs. National Median
At $328,815, homes in White Sulphur Springs cost 20% below the national median of $410,000. This makes White Sulphur Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in White Sulphur Springs?
20% Down Payment
$65,763
on $328,815
Monthly P&I
$1,715/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,178/mo
incl. taxes & insurance
Income Needed
$87,120
gross annual (30% rule)
10% Down Option
$32,882
+ PMI applies
Loan Amount (20% dn)
$263,052
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Sulphur Springs, MT?
The median home value in White Sulphur Springs is $328,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in White Sulphur Springs?
Over the past year, home values in White Sulphur Springs have decreased by 2%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in White Sulphur Springs?
To comfortably afford the median home price of $328,815 with a 20% down payment ($65,763) at today's rates (6.8%), you'd need a gross annual income of approximately $87,120. This assumes keeping total housing costs at or below 30% of gross income.
How does White Sulphur Springs compare to the national average home price?
The national median home value is approximately $410,000. At $328,815, homes in White Sulphur Springs are 20% below the national average.