Market Overview
Home Prices in Whitefish, MT
The median home value in Whitefish, MT is $881,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whitefish are priced115% above average. Whitefish is part of the Kalispell, MT metro area.
Over the past five years, Whitefish home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Whitefish Home Price Trend
City Comparison
Whitefish vs. National Median
At $881,847, homes in Whitefish cost 115% above the national median of $410,000. Buyers in Whitefish should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Whitefish?
20% Down Payment
$176,369
on $881,847
Monthly P&I
$4,599/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,841/mo
incl. taxes & insurance
Income Needed
$233,640
gross annual (30% rule)
10% Down Option
$88,185
+ PMI applies
Loan Amount (20% dn)
$705,478
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whitefish, MT?
The median home value in Whitefish is $881,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Whitefish?
Over the past year, home values in Whitefish have increased by 0%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Whitefish?
To comfortably afford the median home price of $881,847 with a 20% down payment ($176,369) at today's rates (6.8%), you'd need a gross annual income of approximately $233,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitefish compare to the national average home price?
The national median home value is approximately $410,000. At $881,847, homes in Whitefish are 115% above the national average.
What metro area is Whitefish part of?
Whitefish is part of the Kalispell, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.