📍 Whitehall, MT · Zillow ZHVI · July 2026

Average Home Price in
Whitehall, MT

Helena, MT metro area · Jefferson County County

Median Home Value
$461,787
↑ 4.1% year-over-year
vs. National Median
$410,000
Whitehall is 13% above
Est. Monthly Payment
$2,408/mo
20% down · 6.8% rate
Income Needed
$122K
gross annual (30% rule)
Median Home Value
$461,787
↑ 4.1% year-over-year

Down Payment (20%)$92,357
Monthly P&I$2,408/mo
With Taxes & Ins.~$3,058/mo
Income Needed$122,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whitehall, MT

The median home value in Whitehall, MT is $461,787 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whitehall are priced13% above average. Whitehall is part of the Helena, MT metro area.

Over the past five years, Whitehall home values have risen by approximately47.3%, reflecting strong long-term appreciation in this market.

City Comparison

Whitehall vs. National Median

🏠 Whitehall
$461,787
National Median
$410,000

At $461,787, homes in Whitehall cost 13% above the national median of $410,000. Buyers in Whitehall should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Whitehall?

20% Down Payment
$92,357
on $461,787
Monthly P&I
$2,408/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,058/mo
incl. taxes & insurance
Income Needed
$122,320
gross annual (30% rule)
10% Down Option
$46,179
+ PMI applies
Loan Amount (20% dn)
$369,430
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whitehall, MT?
The median home value in Whitehall is $461,787 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Whitehall?
Over the past year, home values in Whitehall have increased by 4.1%. Over five years, prices have risen approximately 47.3%.
How much do I need to earn to buy a home in Whitehall?
To comfortably afford the median home price of $461,787 with a 20% down payment ($92,357) at today's rates (6.8%), you'd need a gross annual income of approximately $122,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitehall compare to the national average home price?
The national median home value is approximately $410,000. At $461,787, homes in Whitehall are 13% above the national average.
What metro area is Whitehall part of?
Whitehall is part of the Helena, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.