Market Overview
Home Prices in Wisdom, MT
The median home value in Wisdom, MT is $418,191 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.1% compared to a year ago and up 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wisdom are priced2% above average.
Over the past five years, Wisdom home values have risen by approximately50.6%, reflecting strong long-term appreciation in this market.
Price History
Wisdom Home Price Trend
2020
$224,989
$225K
—
2021
$277,669
$278K
+23.4%
2022
$349,292
$349K
+25.8%
2023
$325,452
$325K
-6.8%
2024
$356,690
$357K
+9.6%
2025
$376,528
$377K
+5.6%
2026
$418,191
$418K
+11.1%
City Comparison
Wisdom vs. National Median
🏠 Wisdom
$418,191
National Median
$410,000
At $418,191, homes in Wisdom cost 2% above the national median of $410,000. Buyers in Wisdom should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wisdom?
20% Down Payment
$83,638
on $418,191
Monthly P&I
$2,181/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,770/mo
incl. taxes & insurance
Income Needed
$110,800
gross annual (30% rule)
10% Down Option
$41,819
+ PMI applies
Loan Amount (20% dn)
$334,553
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wisdom, MT?
The median home value in Wisdom is $418,191 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.1% year-over-year.
How much have home prices changed in Wisdom?
Over the past year, home values in Wisdom have increased by 11.1%. Over five years, prices have risen approximately 50.6%.
How much do I need to earn to buy a home in Wisdom?
To comfortably afford the median home price of $418,191 with a 20% down payment ($83,638) at today's rates (6.8%), you'd need a gross annual income of approximately $110,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Wisdom compare to the national average home price?
The national median home value is approximately $410,000. At $418,191, homes in Wisdom are 2% above the national average.