Market Overview
Home Prices in Baldwin, ND
The median home value in Baldwin, ND is $514,614 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Baldwin are priced26% above average. Baldwin is part of the Bismarck, ND metro area.
Price History
Baldwin Home Price Trend
2022
$460,412
$460K
—
2023
$454,135
$454K
-1.4%
2024
$469,520
$470K
+3.4%
2025
$498,871
$499K
+6.3%
2026
$514,614
$515K
+3.2%
City Comparison
Baldwin vs. National Median
🏠 Baldwin
$514,614
National Median
$410,000
At $514,614, homes in Baldwin cost 26% above the national median of $410,000. Buyers in Baldwin should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Baldwin?
20% Down Payment
$102,923
on $514,614
Monthly P&I
$2,684/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,409/mo
incl. taxes & insurance
Income Needed
$136,360
gross annual (30% rule)
10% Down Option
$51,461
+ PMI applies
Loan Amount (20% dn)
$411,691
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Baldwin, ND?
The median home value in Baldwin is $514,614 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Baldwin?
Over the past year, home values in Baldwin have increased by 3.2%.
How much do I need to earn to buy a home in Baldwin?
To comfortably afford the median home price of $514,614 with a 20% down payment ($102,923) at today's rates (6.8%), you'd need a gross annual income of approximately $136,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Baldwin compare to the national average home price?
The national median home value is approximately $410,000. At $514,614, homes in Baldwin are 26% above the national average.
What metro area is Baldwin part of?
Baldwin is part of the Bismarck, ND metropolitan area. Home prices and market conditions can vary across the broader metro region.