Market Overview
Home Prices in Coleharbor, ND
The median home value in Coleharbor, ND is $370,186 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coleharbor are priced10% below average.
Over the past five years, Coleharbor home values have risen by approximately21.6%, reflecting strong long-term appreciation in this market.
Price History
Coleharbor Home Price Trend
2020
$277,790
$278K
—
2021
$304,498
$304K
+9.6%
2022
$333,391
$333K
+9.5%
2023
$324,139
$324K
-2.8%
2024
$336,201
$336K
+3.7%
2025
$351,612
$352K
+4.6%
2026
$370,186
$370K
+5.3%
City Comparison
Coleharbor vs. National Median
🏠 Coleharbor
$370,186
National Median
$410,000
At $370,186, homes in Coleharbor cost 10% below the national median of $410,000. This makes Coleharbor a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Coleharbor?
20% Down Payment
$74,037
on $370,186
Monthly P&I
$1,931/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,452/mo
incl. taxes & insurance
Income Needed
$98,080
gross annual (30% rule)
10% Down Option
$37,019
+ PMI applies
Loan Amount (20% dn)
$296,149
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coleharbor, ND?
The median home value in Coleharbor is $370,186 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Coleharbor?
Over the past year, home values in Coleharbor have increased by 5.3%. Over five years, prices have risen approximately 21.6%.
How much do I need to earn to buy a home in Coleharbor?
To comfortably afford the median home price of $370,186 with a 20% down payment ($74,037) at today's rates (6.8%), you'd need a gross annual income of approximately $98,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Coleharbor compare to the national average home price?
The national median home value is approximately $410,000. At $370,186, homes in Coleharbor are 10% below the national average.