Market Overview
Home Prices in Cooperstown, ND
The median home value in Cooperstown, ND is $147,107 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.3% compared to a year ago and up 8.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cooperstown are priced64% below average.
Price History
Cooperstown Home Price Trend
2024
$150,822
$151K
—
2025
$164,076
$164K
+8.8%
2026
$147,107
$147K
-10.3%
City Comparison
Cooperstown vs. National Median
🏠 Cooperstown
$147,107
National Median
$410,000
At $147,107, homes in Cooperstown cost 64% below the national median of $410,000. This makes Cooperstown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cooperstown?
20% Down Payment
$29,421
on $147,107
Monthly P&I
$767/mo
30-yr @ 6.8%
Total Monthly Est.
~$974/mo
incl. taxes & insurance
Income Needed
$38,960
gross annual (30% rule)
10% Down Option
$14,711
+ PMI applies
Loan Amount (20% dn)
$117,686
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cooperstown, ND?
The median home value in Cooperstown is $147,107 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.3% year-over-year.
How much have home prices changed in Cooperstown?
Over the past year, home values in Cooperstown have decreased by 10.3%.
How much do I need to earn to buy a home in Cooperstown?
To comfortably afford the median home price of $147,107 with a 20% down payment ($29,421) at today's rates (6.8%), you'd need a gross annual income of approximately $38,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Cooperstown compare to the national average home price?
The national median home value is approximately $410,000. At $147,107, homes in Cooperstown are 64% below the national average.