📍 Garrison, ND · Zillow ZHVI · July 2026

Average Home Price in
Garrison, ND

McLean County County

Median Home Value
$254,474
↑ 6.4% year-over-year
vs. National Median
$410,000
Garrison is 38% below
Est. Monthly Payment
$1,327/mo
20% down · 6.8% rate
Income Needed
$67K
gross annual (30% rule)
Median Home Value
$254,474
↑ 6.4% year-over-year

Down Payment (20%)$50,895
Monthly P&I$1,327/mo
With Taxes & Ins.~$1,685/mo
Income Needed$67,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Garrison, ND

The median home value in Garrison, ND is $254,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 7.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Garrison are priced38% below average.

Over the past five years, Garrison home values have risen by approximately25.9%, reflecting strong long-term appreciation in this market.

City Comparison

Garrison vs. National Median

🏠 Garrison
$254,474
National Median
$410,000

At $254,474, homes in Garrison cost 38% below the national median of $410,000. This makes Garrison a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Garrison?

20% Down Payment
$50,895
on $254,474
Monthly P&I
$1,327/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,685/mo
incl. taxes & insurance
Income Needed
$67,400
gross annual (30% rule)
10% Down Option
$25,447
+ PMI applies
Loan Amount (20% dn)
$203,579
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Garrison, ND?
The median home value in Garrison is $254,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Garrison?
Over the past year, home values in Garrison have increased by 6.4%. Over five years, prices have risen approximately 25.9%.
How much do I need to earn to buy a home in Garrison?
To comfortably afford the median home price of $254,474 with a 20% down payment ($50,895) at today's rates (6.8%), you'd need a gross annual income of approximately $67,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Garrison compare to the national average home price?
The national median home value is approximately $410,000. At $254,474, homes in Garrison are 38% below the national average.