Market Overview
Home Prices in Harwood, ND
The median home value in Harwood, ND is $406,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harwood are priced1% below average. Harwood is part of the Fargo, ND-MN metro area.
Over the past five years, Harwood home values have risen by approximately18.2%, reflecting steady appreciation in this market.
Price History
Harwood Home Price Trend
2020
$317,173
$317K
—
2021
$344,129
$344K
+8.5%
2022
$364,004
$364K
+5.8%
2023
$356,953
$357K
-1.9%
2024
$360,170
$360K
+0.9%
2025
$382,184
$382K
+6.1%
2026
$406,754
$407K
+6.4%
City Comparison
Harwood vs. National Median
🏠 Harwood
$406,754
National Median
$410,000
At $406,754, homes in Harwood cost 1% below the national median of $410,000. This makes Harwood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harwood?
20% Down Payment
$81,351
on $406,754
Monthly P&I
$2,121/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,694/mo
incl. taxes & insurance
Income Needed
$107,760
gross annual (30% rule)
10% Down Option
$40,675
+ PMI applies
Loan Amount (20% dn)
$325,403
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harwood, ND?
The median home value in Harwood is $406,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Harwood?
Over the past year, home values in Harwood have increased by 6.4%. Over five years, prices have risen approximately 18.2%.
How much do I need to earn to buy a home in Harwood?
To comfortably afford the median home price of $406,754 with a 20% down payment ($81,351) at today's rates (6.8%), you'd need a gross annual income of approximately $107,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Harwood compare to the national average home price?
The national median home value is approximately $410,000. At $406,754, homes in Harwood are 1% below the national average.
What metro area is Harwood part of?
Harwood is part of the Fargo, ND-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.