Market Overview
Home Prices in Sterling, ND
The median home value in Sterling, ND is $242,025 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 18.6% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sterling are priced41% below average. Sterling is part of the Bismarck, ND metro area.
Price History
Sterling Home Price Trend
2022
$204,118
$204K
—
2023
$195,011
$195K
-4.5%
2024
$195,421
$195K
+0.2%
2025
$203,988
$204K
+4.4%
2026
$242,025
$242K
+18.6%
City Comparison
Sterling vs. National Median
🏠 Sterling
$242,025
National Median
$410,000
At $242,025, homes in Sterling cost 41% below the national median of $410,000. This makes Sterling a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sterling?
20% Down Payment
$48,405
on $242,025
Monthly P&I
$1,262/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,603/mo
incl. taxes & insurance
Income Needed
$64,120
gross annual (30% rule)
10% Down Option
$24,203
+ PMI applies
Loan Amount (20% dn)
$193,620
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sterling, ND?
The median home value in Sterling is $242,025 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 18.6% year-over-year.
How much have home prices changed in Sterling?
Over the past year, home values in Sterling have increased by 18.6%.
How much do I need to earn to buy a home in Sterling?
To comfortably afford the median home price of $242,025 with a 20% down payment ($48,405) at today's rates (6.8%), you'd need a gross annual income of approximately $64,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Sterling compare to the national average home price?
The national median home value is approximately $410,000. At $242,025, homes in Sterling are 41% below the national average.
What metro area is Sterling part of?
Sterling is part of the Bismarck, ND metropolitan area. Home prices and market conditions can vary across the broader metro region.