Home›North Dakota›Towner
📍 Towner, ND · Zillow ZHVI · July 2026

Average Home Price in
Towner, ND

Minot, ND metro area · McHenry County County

Median Home Value
$136,320
↑ 0.3% year-over-year
vs. National Median
$410,000
Towner is 67% below
Est. Monthly Payment
$711/mo
20% down · 6.8% rate
Income Needed
$36K
gross annual (30% rule)
Median Home Value
$136,320
↑ 0.3% year-over-year
Down Payment (20%)$27,264
Monthly P&I$711/mo
With Taxes & Ins.~$903/mo
Income Needed$36,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Towner, ND

The median home value in Towner, ND is $136,320 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Towner are priced67% below average. Towner is part of the Minot, ND metro area.

City Comparison

Towner vs. National Median

🏠 Towner
$136,320
National Median
$410,000

At $136,320, homes in Towner cost 67% below the national median of $410,000. This makes Towner a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Towner?

20% Down Payment
$27,264
on $136,320
Monthly P&I
$711/mo
30-yr @ 6.8%
Total Monthly Est.
~$903/mo
incl. taxes & insurance
Income Needed
$36,120
gross annual (30% rule)
10% Down Option
$13,632
+ PMI applies
Loan Amount (20% dn)
$109,056
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Towner, ND?
The median home value in Towner is $136,320 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Towner?
Over the past year, home values in Towner have increased by 0.3%.
How much do I need to earn to buy a home in Towner?
To comfortably afford the median home price of $136,320 with a 20% down payment ($27,264) at today's rates (6.8%), you'd need a gross annual income of approximately $36,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Towner compare to the national average home price?
The national median home value is approximately $410,000. At $136,320, homes in Towner are 67% below the national average.
What metro area is Towner part of?
Towner is part of the Minot, ND metropolitan area. Home prices and market conditions can vary across the broader metro region.