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📍 Turtle Lake, ND · Zillow ZHVI · July 2026

Average Home Price in
Turtle Lake, ND

McLean County County

Median Home Value
$138,001
↑ 5.9% year-over-year
vs. National Median
$410,000
Turtle Lake is 66% below
Est. Monthly Payment
$720/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$138,001
↑ 5.9% year-over-year
Down Payment (20%)$27,600
Monthly P&I$720/mo
With Taxes & Ins.~$914/mo
Income Needed$36,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Turtle Lake, ND

The median home value in Turtle Lake, ND is $138,001 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and down 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Turtle Lake are priced66% below average.

City Comparison

Turtle Lake vs. National Median

🏠 Turtle Lake
$138,001
National Median
$410,000

At $138,001, homes in Turtle Lake cost 66% below the national median of $410,000. This makes Turtle Lake a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Turtle Lake?

20% Down Payment
$27,600
on $138,001
Monthly P&I
$720/mo
30-yr @ 6.8%
Total Monthly Est.
~$914/mo
incl. taxes & insurance
Income Needed
$36,560
gross annual (30% rule)
10% Down Option
$13,800
+ PMI applies
Loan Amount (20% dn)
$110,401
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Turtle Lake, ND?
The median home value in Turtle Lake is $138,001 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Turtle Lake?
Over the past year, home values in Turtle Lake have increased by 5.9%.
How much do I need to earn to buy a home in Turtle Lake?
To comfortably afford the median home price of $138,001 with a 20% down payment ($27,600) at today's rates (6.8%), you'd need a gross annual income of approximately $36,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Turtle Lake compare to the national average home price?
The national median home value is approximately $410,000. At $138,001, homes in Turtle Lake are 66% below the national average.