Market Overview
Home Prices in Center Harbor, NH
The median home value in Center Harbor, NH is $740,901 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and down 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Center Harbor are priced81% above average. Center Harbor is part of the Laconia, NH metro area.
Over the past five years, Center Harbor home values have risen by approximately38.2%, reflecting strong long-term appreciation in this market.
Price History
Center Harbor Home Price Trend
City Comparison
Center Harbor vs. National Median
At $740,901, homes in Center Harbor cost 81% above the national median of $410,000. Buyers in Center Harbor should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Center Harbor?
20% Down Payment
$148,180
on $740,901
Monthly P&I
$3,864/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,907/mo
incl. taxes & insurance
Income Needed
$196,280
gross annual (30% rule)
10% Down Option
$74,090
+ PMI applies
Loan Amount (20% dn)
$592,721
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Center Harbor, NH?
The median home value in Center Harbor is $740,901 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Center Harbor?
Over the past year, home values in Center Harbor have increased by 3.9%. Over five years, prices have risen approximately 38.2%.
How much do I need to earn to buy a home in Center Harbor?
To comfortably afford the median home price of $740,901 with a 20% down payment ($148,180) at today's rates (6.8%), you'd need a gross annual income of approximately $196,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Center Harbor compare to the national average home price?
The national median home value is approximately $410,000. At $740,901, homes in Center Harbor are 81% above the national average.
What metro area is Center Harbor part of?
Center Harbor is part of the Laconia, NH metropolitan area. Home prices and market conditions can vary across the broader metro region.