Market Overview
Home Prices in Chatham, NH
The median home value in Chatham, NH is $386,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chatham are priced6% below average.
Over the past five years, Chatham home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Chatham Home Price Trend
2020
$236,640
$237K
—
2021
$314,893
$315K
+33.1%
2022
$363,903
$364K
+15.6%
2023
$365,296
$365K
+0.4%
2024
$378,307
$378K
+3.6%
2025
$377,563
$378K
-0.2%
2026
$386,474
$386K
+2.4%
City Comparison
Chatham vs. National Median
🏠 Chatham
$386,474
National Median
$410,000
At $386,474, homes in Chatham cost 6% below the national median of $410,000. This makes Chatham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chatham?
20% Down Payment
$77,295
on $386,474
Monthly P&I
$2,016/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,560/mo
incl. taxes & insurance
Income Needed
$102,400
gross annual (30% rule)
10% Down Option
$38,647
+ PMI applies
Loan Amount (20% dn)
$309,179
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chatham, NH?
The median home value in Chatham is $386,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Chatham?
Over the past year, home values in Chatham have increased by 2.4%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Chatham?
To comfortably afford the median home price of $386,474 with a 20% down payment ($77,295) at today's rates (6.8%), you'd need a gross annual income of approximately $102,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Chatham compare to the national average home price?
The national median home value is approximately $410,000. At $386,474, homes in Chatham are 6% below the national average.