Market Overview
Home Prices in Gilford, NH
The median home value in Gilford, NH is $554,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gilford are priced35% above average. Gilford is part of the Laconia, NH metro area.
Over the past five years, Gilford home values have risen by approximately44.9%, reflecting strong long-term appreciation in this market.
Price History
Gilford Home Price Trend
City Comparison
Gilford vs. National Median
At $554,181, homes in Gilford cost 35% above the national median of $410,000. Buyers in Gilford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Gilford?
20% Down Payment
$110,836
on $554,181
Monthly P&I
$2,890/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,670/mo
incl. taxes & insurance
Income Needed
$146,800
gross annual (30% rule)
10% Down Option
$55,418
+ PMI applies
Loan Amount (20% dn)
$443,345
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gilford, NH?
The median home value in Gilford is $554,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Gilford?
Over the past year, home values in Gilford have increased by 1.8%. Over five years, prices have risen approximately 44.9%.
How much do I need to earn to buy a home in Gilford?
To comfortably afford the median home price of $554,181 with a 20% down payment ($110,836) at today's rates (6.8%), you'd need a gross annual income of approximately $146,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Gilford compare to the national average home price?
The national median home value is approximately $410,000. At $554,181, homes in Gilford are 35% above the national average.
What metro area is Gilford part of?
Gilford is part of the Laconia, NH metropolitan area. Home prices and market conditions can vary across the broader metro region.